Mortgage Pre-Approval ~ Prets Hypothecaires

Get the banks to fight over your mortgage.

Competition always results in the best deal. Yet, amazingly, many Canadians still try to negotiate their mortgage with just one lender! I get Canada's leading lenders to compete for your mortgage in a bid process that requires only one credit check and guarantees your best available deal. It also guarantees no bias and our service is free! My Mortgage Brokers represent some of Canada's largest pool of residential mortgage money.

Here are the links to a few Mortgage Brokers that I recommend.

Keith Baker (Mortgage Centre)

Dave Bruynesteyn (Invis)

Marci Deane (Meridian Pacific Mortgages Inc.)

Karen Gibbard (Gibbard Group Financial)

Service disponible en français

Please fill out the form below to apply for mortgage pre-approval.

Email address (required)
First name (required)
Last name (required)
Phone number (required)
What stage are you at?
Property type sought:
Current property ownership:
Employment Status:
Purchase Price range:
Down Payment:
If you have any questions, requests and/or comments regarding your application, We would like to hear from you.

Few people can buy a home for cash. Most of us have a difficult enough time saving the money needed for a down payment. To realize the dream of home ownership, we usually have to combine our savings with borrowed money through a financial arrangement called a mortgage.

Paying off a mortgage is usually a long-term commitment over many years. Most homeowners would like to be mortgage-free sooner. Even if you lock into a long-term mortgage with an affordable interest rate, many lenders today offer the flexibility to pay down the principal and interest faster than scheduled.

To ensure you have the flexibility to cut years off your mortgage, you need to look at the options and understand them before you buy.

When house hunting, ask your REALTOR to help you calculate how much mortgage you can afford. Your REALTOR will also be able to explain the many financial options available. Before buying, shop around and compare what different lenders (banks, trust companies and other financial institutions) have to offer. You ll want to compare not only interest rates, but the different types of payment and prepayment options offered.